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YC W25 · Active

Karoo

AI native consumer lending platform for underserved Americans

Class
Winter 2025
Status
Active
Industry
Fintech
Location
Toronto, ON, Canada
Team size
3

Website

https://www.karoo.ca

About

US consumers within the risk appetite of prime lenders are served by the most competitive and efficient consumer lending marketplace globally. However, once you fall outside of this as a borrower, market efficiency breaks down and incumbents take advantage of low levels of competition to price gouge. We're fixing this.